All about the the FHA Started in 1934, the Federal Housing Administration (FHA) is a government agency that aims to help more Americans access home ownership. They do this by insuring mortgage loans made by other lenders, easing their risk and therefore allowing for a wider range of people to qualify. The FHA officially became […]
We’re nearly half a decade removed from the dark days of the real estate crash, mortgage meltdown, and Great Recession in the U.S., and yet we still have a shadow that’s cast over the national housing landscape. In fact, home ownership is at an alarmingly low level, despite low interest rates, strong job numbers, and […]