Tag: best mortgage
I’m honored to be considered a 5-star mortgage lender!
I’ve been a mortgage lender for quite some time now, providing home loans for people who want to fulfill their dream of homeownership (or moving up to their dream home!) as well as helping current homeowners refinance so they can save a whole lot of money. I love what I do and appreciate every “thank […]
What’s the formula for getting the lowest possible interest rate on your mortgage?
Every borrower, every mortgage, and every approval are different, but there are some universal factors that result in the best possible interest rates. Here is the formula for getting a great low-rate mortgage no matter who you are: # Credit Score Your credit score may not be all you need to get the best interest […]
If you want the best mortgage, don’t make these 10 credit score mistakes!
Mortgage interest rates are still near historical lows, but with gradual Fed increases right on the horizon, it’s more important than ever to maintain a great credit score. In fact, keeping a top FICO score can save you tens of thousands – if not hundreds of thousands – of dollars over the life of the […]
10 Things to consider before using an online mortgage lender
It starts out innocently enough, with a good-intentioned homeowner or buyer going online to Google: “Best mortgage interest rate” or something similar. Always looking for the best deal (like we all are), the home loan shopper instantly is flooded with thousands of paid ads, as well as over 14 million search results, all guaranteeing the lowest […]
Why Debt-to-Income Ratio is the cornerstone of any mortgage loan approval
When you’re applying for a mortgage loan to buy a house or refinance, lenders look at many important factors, including a borrower’s credit score, the amount of money they’re putting down, and how much money they have in the bank. But there is no determining factor more important than a borrower’s Debt-to-Income Ratio, or DTI […]
Knowing these credit score basics will help you get the lowest interest rate on your mortgage and save you big bucks
A snapshot of how credit works. Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, and it can take a lifetime of responsible financial choices to achieve that. Unfortunately, there isn’t just one credit score because there are several credit reporting […]