When you think of America, what comes to mind? Maybe it’s appreciation that we live in the land of opportunity, or the many freedoms we enjoy, or perhaps it’s something more patriotic like Independence on the 4th of July and our stars and stripes? For many people, the best way we can describe the essence of […]
Do you have a 30-year mortgage loan on your home? If so, you might be missing out on the huge savings a 15-year loan could offer. Since rates hit record lows in 2012, more people than ever are opting to use a 15-year loan to become mortgage free in half the time at a significantly […]
If you’ve refinanced your mortgage, or got a purchase loan when you bought a home recently, you probably remember signing a whole stack of paperwork at the closing. And if you’re like most people, you probably weren’t crystal clear on every single item and document you signed when it came to title and escrow, but […]
You may have heard the term, “The Panama Papers,” a lot lately in the news and online. In fact, that’s the name of a financial scandal that has transcended international borders, political philosophies, and even governments, exposing the biggest and most powerful nexus of wealth that the world has ever seen. But most people still […]
A snapshot of how credit works. Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, and it can take a lifetime of responsible financial choices to achieve that. Unfortunately, there isn’t just one credit score because there are several credit reporting […]
A new survey shows that 81% of the renters would rather own their home if they could, so what is holding them back? A lot of it is perception and lack of knowledge, data reveals. Of course home ownership isn’t for everyone and some people just can’t afford it, but increasingly, owning a home can […]