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10 Things to consider before using an online mortgage lender
It starts out innocently enough, with a good-intentioned homeowner or buyer going online to Google: “Best mortgage interest rate” or something similar. Always looking for the best deal (like we all are), the home loan shopper instantly is flooded with thousands of paid ads, as well as over 14 million search results, all guaranteeing the lowest […]
10 Things you should know about Federal Housing Administration (FHA) loans
All about the the FHA Started in 1934, the Federal Housing Administration (FHA) is a government agency that aims to help more Americans access home ownership. They do this by insuring mortgage loans made by other lenders, easing their risk and therefore allowing for a wider range of people to qualify. The FHA officially became […]
The 17 biggest mistakes Realtors make
Being a real estate agent may be one of the most rewarding careers we can imagine, but there’s no denying it’s not always all glamour and big commission checks. In fact, Realtors work harder extremely hard and often sacrifice their nights, weekends, and family time, with no guarantees of a six-figure income – or anywhere […]
25 Hilarious memes that will make any Realtor chuckle!
There’s no doubt that the Realtors we know work extremely hard, juggling stressful timelines, outrageous client expectations, nosy neighbors, and emotional outbursts from homeowners – all the while keeping their cool and negotiating a fair deal for everyone. And real estate agents do it with a smile, always professional and compassionate. But in private during rare […]
Why Debt-to-Income Ratio is the cornerstone of any mortgage loan approval
When you’re applying for a mortgage loan to buy a house or refinance, lenders look at many important factors, including a borrower’s credit score, the amount of money they’re putting down, and how much money they have in the bank. But there is no determining factor more important than a borrower’s Debt-to-Income Ratio, or DTI […]
10 Ways Realtors are as American as mom, baseball and apple pie!
When you think of America, what comes to mind? Maybe it’s appreciation that we live in the land of opportunity, or the many freedoms we enjoy, or perhaps it’s something more patriotic like Independence on the 4th of July and our stars and stripes? For many people, the best way we can describe the essence of […]
Answering the 10 most common questions about title insurance
If you’ve refinanced your mortgage, or got a purchase loan when you bought a home recently, you probably remember signing a whole stack of paperwork at the closing. And if you’re like most people, you probably weren’t crystal clear on every single item and document you signed when it came to title and escrow, but […]