Author: jeff

 

The 15 core values of highly successful real estate agents

At Guild Mortgage, we have the privilege of working with some of the best real estate agents in Sacramento, if not the entire country. Through the years, I’ve often taken notice of how they go about their work – and their lives – hoping I could learn something. What I’ve found is that while their […]

20 Facts about appraisals every homeowner and mortgagee should know

1. An appraisal is an estimate or professional opinion of value based on a comprehensive inspection of the subject property, and then comparing the findings to similar properties sold in the same neighborhood. The purpose of the appraisal is to define the market value of the property – what a reasonable sales price would be […]

BROKERS BEWARE! LEGAL ISSUES AGAINST REALTORS AND BROKERAGES CAN DERAIL YOUR BUSINESS (PART 2)

In part one of this blog, we covered the first three legal issues that get Brokers and Realtors in hot water, as reported by the National Association of Realtors. Here are the rest of the top ten: Legal issue #4: Antitrust violations Definition: Antitrust laws look to curb unreasonable restraints on trade. In the real […]

BROKERS BEWARE! LEGAL ISSUES AGAINST REALTORS AND BROKERAGES CAN DERAIL YOUR BUSINESS

The real estate business is remarkably litigious. Of course to brokers, realtors, and their staff that will come as no surprise, since they are faced with navigating liability coming from real estate transactions every day, but in fact, real estate may be THE most litigious field. According to a new survey conducted by the legal […]

PAID IN FULL! 15 STRATEGIES TO PAY OFF YOUR MORTGAGE IN FAR LESS TIME WITH HUGE SAVINGS (PART 2)

In part one of this blog, we covered the first seven strategies to pay off your mortgage faster. Here are the next tips to get you on the road to being mortgage free! 6. Round your payment up: If you’re mortgage payment adds up to $1,821 every month, why not round up and write a […]

PAID IN FULL! 15 STRATEGIES TO PAY OFF YOUR MORTGAGE IN FAR LESS TIME WITH HUGE SAVINGS.

Of all the homeowners in the United States, only about 20 million of them own their homes free and clear without a mortgage. The remaining 66 million of us write checks for mortgage payments every month, looking longingly to the day when we’ll be financially unburdened. For the vast majority of people, that day will […]

Think you can’t afford to buy a house? Here are 10 reasons why you’re probably wrong

A new survey shows that 81% of the renters would rather own their home if they could, so what is holding them back? A lot of it is perception and lack of knowledge, data reveals. Of course home ownership isn’t for everyone and some people just can’t afford it, but increasingly, owning a home can […]

The Mortgage Interest Deduction provides tax relief for millions of homeowners.

Every April as Americans file their personal income tax returns, they breathe a collective sigh of relief when they get to the section where they can deduct the interest they paid on their mortgage. In fact, the Mortgage Interest Deduction – or MID – is one of the biggest federal government distributions, only behind the […]