Monthly Archives: February 2017


What’s the average mortgage interest rate over time?

Some of us in the mortgage business, like myself, track interest rates every day or even every hour. Others, like most consumers, only hear about rates climbing or falling second-hand, on the news or in the newspaper. Even more homeowners pay close attention to the interest rate environment only when it’s time for them to […]

7 Ways to prepare to before buying a house

Are you thinking about buying a home? Whether it’s your first time, you’re targeting your dream home, or downsizing for retirement, purchasing a home can be a fast-moving and overwhelming process. However, it’s one that’s critical you get right, with hundreds of thousands of dollars (and your daily living conditions!) on the line. The good […]

The top things that Americans spend (and waste) money on.

Are you still a renter instead of owning a home because you think you can’t afford the down payment? Are you trying to buy your first house, a vacation home, or even invest in real estate but you can’t seem to put together the cash? Or do you own, but would love to try and […]
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Examining the history of discrimination in U.S. real estate and housing.

February is Black History Month, an important time for us to commemorate and celebrate the lives of civil-rights pioneers throughout history. Great men and women like W.E.B. Du Bois, Jackie Robinson, Booker T. Washington, Rosa Parks, Martin Luther King, Jr., and so many others made invaluable sacrifices to advance our rights and freedoms. Started by […]

20 Things NOT to do when applying for a home loan.

Are you buying a house or looking at a refinance and just starting the loan application process? There are plenty of blogs and articles that will tell you how to prepare and get ready to be a good loan applicant, but today, we’ll tell you 20 things NOT to do during the loan process. Understanding […]