If you’ve refinanced your mortgage, or got a purchase loan when you bought a home recently, you probably remember signing a whole stack of paperwork at the closing. And if you’re like most people, you probably weren’t crystal clear on every single item and document you signed when it came to title and escrow, but […]
When it comes time to apply for a mortgage, you have a lot of option to choose from, including fixed rate or adjustable rate loans. We’ll define them and discuss the pros and cons here. Fixed-Rate Loans A fixed-rate mortgage loan has one set interest rate for the entire length of the loan, typically 30 […]
You may have heard the term, “The Panama Papers,” a lot lately in the news and online. In fact, that’s the name of a financial scandal that has transcended international borders, political philosophies, and even governments, exposing the biggest and most powerful nexus of wealth that the world has ever seen. But most people still […]
A snapshot of how credit works. Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, and it can take a lifetime of responsible financial choices to achieve that. Unfortunately, there isn’t just one credit score because there are several credit reporting […]